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1 asset allocation
(ANZ) Finan investment strategy that distributes investments in a portfolio so as to achieve the highest investment return while minimizing risk. Such a strategy usually apportions investments among cash equivalents, stock in domestic and foreign companies, fixed-income investments, and real estate. -
2 asset substitution
Finthe purchase of assets that involve more risk than those a lender expected the borrower to buy -
3 Asset Risk Management (управление рисками основных фондов)
Production: ARMУниверсальный русско-английский словарь > Asset Risk Management (управление рисками основных фондов)
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4 Asset Risk Management
Production: (управление рисками основных фондов) ARMУниверсальный русско-английский словарь > Asset Risk Management
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5 capital asset pricing model
Econa model of the market used to assess the cost of capital for a company based on the rate of return on its assets.EXAMPLEThe capital asset pricing model holds that the expected return of a security or a portfolio equals the rate on a risk-free security plus a risk premium. If this expected return does not meet or beat a theoretical required return, the investment should not be undertaken. The formula used for the model is:Risk-free rate + (Market return – Risk-free rate) × Beta value = Expected returnThe risk-free rate is the quoted rate on an asset that has virtually no risk. In practice, it is the rate quoted for 90-day U.S. Treasury bills. The market return is the percentage return expected of the overall market, typically a published index such as Standard & Poor’s. The beta value is a figure that measures the volatility of a security or portfolio of securities, compared with the market as a whole. A beta of 1, for example, indicates that a security’s price will move with the market. A beta greater than 1 indicates higher volatility, while a beta less than 1 indicates less volatility.Say, for instance, that the current risk-free rate is 4%, and the S&P 500 index is expected to return 11% next year. An investment club is interested in determining next year’s return for XYZ Software Ltd., a prospective investment. The club has determined that the company’s beta value is 1.8. The overall stock market always has a beta of 1, so XYZ Software’s beta of 1.8 signals that it is a more risky investment than the overall market represents. This added risk means that the club should expect a higher rate of return than the 11% for the S&P 500. The CAPM calculation, then, would be:4% + (11% – 4%) × 1.8 = 16.6% Expected ReturnWhat the results tell the club is that, given the risk, XYZ Software Ltd. has a required rate of return of 16.6%, or the minimum return that an investment in XYZ should generate. If the investment club does not think that XYZ will produce that kind of return, it should probably consider investing in a different company.Abbr. CAPMThe ultimate business dictionary > capital asset pricing model
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6 долгосрочная инвестиция
Русско-английский словарь по экономии > долгосрочная инвестиция
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7 activo de riesgo
• risk adjustment• risk assessment• risk asset• risk aversion -
8 agentes económicos que rehuyen el riesgo
• risk asset• risk avoider• risk avoiders• risk-based capitalDiccionario Técnico Español-Inglés > agentes económicos que rehuyen el riesgo
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9 aversión al riesgo
• risk analysis• risk asset• risk aversion• risk avoider -
10 determinación de riesgo
• risk analysis• risk assessment• risk asset• risk-adjusted rateDiccionario Técnico Español-Inglés > determinación de riesgo
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11 determinación de riesgos
• risk analysis• risk assessment• risk asset• risk-adjusted rateDiccionario Técnico Español-Inglés > determinación de riesgos
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12 valoración de riesgo
• risk analysis• risk assessment• risk asset• risk-adjusted rate -
13 долгосрочные инвестиции
Русско-английский большой базовый словарь > долгосрочные инвестиции
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14 долгосрочная инвестиция
Бизнес, юриспруденция. Русско-английский словарь > долгосрочная инвестиция
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15 отношение собственных средств банка к активам, взвешенным в соответствии с уровнем риска
1) Economy: risk asset ratio2) Banking: CRAR (capital to risk asset ratio)Универсальный русско-английский словарь > отношение собственных средств банка к активам, взвешенным в соответствии с уровнем риска
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16 коэффициент рисковых активов
1) General subject: risk asset ratio2) Economy: risk assets ratioУниверсальный русско-английский словарь > коэффициент рисковых активов
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17 risikobehaftet
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18 Koeffizient (m) der risikogewichteten Aktiva
< Bank> risk asset ratioBusiness german-english dictionary > Koeffizient (m) der risikogewichteten Aktiva
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19 System (n) zur Beurteilung der Risiken im Aktivgeschäft
< Bank> risk asset systemBusiness german-english dictionary > System (n) zur Beurteilung der Risiken im Aktivgeschäft
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20 Koeffizient der risikogewichteten Aktiva
Business german-english dictionary > Koeffizient der risikogewichteten Aktiva
См. также в других словарях:
risk asset ratio — /ˌrɪsk ˌæset reɪʃiəυ/ noun a proportion of a bank’s capital which is in risk assets … Dictionary of banking and finance
Risk-Asset Ratio — (коэффициент рисковых активов) установленный Банком международных расчетов (БМР) коэффициент достаточности капитала, который должен быть зарезервирован банком против определенного класса активов. Величина коэффициента зависит от предполагаемой… … Ипотека. Словарь терминов
asset management — ➔ management * * * Also known as liability management, this is the function of controlling assets and liabilities to achieve the optimum return and reduce risk. * * * asset management UK US noun [U] FINANCE ► the management of a company s or… … Financial and business terms
Asset liability management — In banking, asset liability management is the practice of managing risks that arise due to mismatches between the assets and liabilities (debts and assets) of the bank.Banks face several risks such as the liquidity risk, interest rate risk,… … Wikipedia
Risk assessment — is a common first step in a risk management process. Risk assessment is the determination of quantitative or qualitative value of risk related to a concrete situation and a recognized threat. Quantitative risk assessment requires calculations of… … Wikipedia
Asset allocation — is a term used to refer to how an investor distributes his or her investments among various classes of investment vehicles (e.g., stocks and bonds). A large part of financial planning is finding an asset allocation that is appropriate for a given … Wikipedia
Risk aversion — is a concept in psychology, economics, and finance, based on the behavior of humans (especially consumers and investors) while exposed to uncertainty. Risk aversion is the reluctance of a person to accept a bargain with an uncertain payoff rather … Wikipedia
Risk — takers redirects here. For the Canadian television program, see Risk Takers. For other uses, see Risk (disambiguation). Risk is the potential that a chosen action or activity (including the choice of inaction) will lead to a loss (an undesirable… … Wikipedia
asset/liability management — ( ALM) Coordinated management of all of the financial risks inherent in the business conducted by a financial institution. The process of balancing the management of separate types of financial risk to achieve desired objectives while operating… … Financial and business terms
Asset-based egalitarianism — is a form of egalitarianism which theorises that equality is possible by a redistribution of resources, usually in the form of a capital grant provided at the age of majority. Names for the implementation of this theory in policy include… … Wikipedia
Asset protection — (sometimes also referred to as debtor creditor law) refers to a set of legal techniques and a body of statutory and common law dealing with protecting assets of individuals and business entities from civil money judgments, creditors such as… … Wikipedia
